Frequently Asked Questions

Share your referral link with other business owners. When they sign up and start spending, you automatically earn rewards based on their activity. The more they spend, the more you earn.

No. Sending ACH payments and invoices through WOW Banking is completely free.

The LED debit card is available for a limited time and exclusively for business owners who open a new WOW Brand business checking account. Once your account is approved and funded, you’re automatically eligible. You’ll receive your LED debit card within 7-10 business days after your account goes live (delivery options may vary).

We currently support unlimited business checking accounts. Personal accounts and business credit cards are coming soon.

Yes. You can export your data anytime by downloading CSV or PDF files of your transactions and statements directly from your dashboard.

Personal debit cards are planned for release in Q1 2026. Stay tuned for updates.

Yes. While WOW Brand is a financial technology company (not a bank), all banking services are provided by Sutton Bank, Member FDIC. Deposits are insured up to $250,000 per account.

Yes. Approval is simple and fast. As long as you provide standard documents (such as your business license, EIN, valid ID), most accounts are approved quickly—often within 1–2 business days.

Yes. The app comes with built-in analytics so you can track spending across categories, view trends over time, and better understand your cash flow. You’ll see where your money is going – down to detailed categories or even users – helping you make smarter financial decisions.

Yes. You can instantly create virtual debit cards through the WOW FS app. Each card can be customized with spending limits or transaction limits—for example, you can set a card to work for one subscription payment only, preventing any future charges. This gives you more control, security, and flexibility when managing business expenses.

Yes. WOW FS lets you create virtual or physical debit cards for employees within your organization. You can set custom limits, assign cards by category, and track spending in real time. This way, you’ll always know where company money is going and can ensure it’s used for the right needs.

Burner cards are virtual debit cards you can create instantly for one-time or limited use. You decide how long they stay active, how much can be spent, and even set per-transaction limits. They’reperfect for secure online shopping, subscriptions, or giving team members controlled spendingpower—without exposing your main account.